Panova L., Panova A. Financial protection in Russia and European countries. The Journal of Social Policy Studies, 2022, 20(3), 491-504. https: ...

Текст статьи на сайте журнала URL: https://jsps.hse.ru/article/view/16500 (дата обращения 26.12.2022)

Abstract

The work is devoted to a comparative analysis of the financial protection protection of households when using medical services in Russia and in a number of European countries that are members of the EU. The purpose of our study was to analyze the main indicators of the financial  hardship of households in case of need to save up to health services. Among the key indicators that determine the level of protection of families from financial burdens when using health-related services, the following are selected: out-of-pocket spending on health care, catastrophic out-of pocket payments and impoverishing payments, and index of essential health services. The indicators of financial protection in Russia, when compared with many European countries, look quite satisfactory - both in terms of catastrophic spending, and in terms of the indicator of the impoverishment of the population due to personal expenses for medical care. The exception is out-of-pocket spending % health spending, in Russia, out-of-pocket spending % health spending - 40%. Such a burden on households characterizes the weak financial protection in the country. The satisfactory performance of the two indicators is explained not so much by the financial households and state support of the population, but by the fact that a large number of households cannot afford to spend money on medical services. The low index of essential health services in our country confirms this conclusion. In Russia, index is 63%, in the EU countries, basically, more than 80%. This means that with fairly good indicators of financial protection, a significant part of the Russian population does not use healthcare services with serious illnesses.